Resources
Know the program.
Guide the project.
Program overviews, utility guidance and financing explainers. Start with the location and work planned for your project.
Proposal and sales guides
How to close more heat-pump jobs without cutting your price
A practical sales guide for heat-pump contractors: explain your value, improve proposal follow-up, and measure results. Request a sample homeowner presentation.
How to Build a Mass Save–Ready Heat Pump Proposal
Build a clear heat pump proposal with an area heat-loss summary, a documented Mass Save rebate path, a paperwork checklist, and an example HEAT Loan payment.
Mass Save Heat Pump Proposal Checklist for HEAT Loan
Use this Mass Save heat pump proposal checklist to verify letterhead, signatures, models, AHRI data, scope, pricing, and cost per system.
Mass Save Whole-Home vs Partial-Home vs Basic Heat Pump Rebates
Compare 2026 Mass Save whole-home, partial-home, and basic heat pump rebates, then use the decision tree and proposal wording to explain the right path.
Programs
Atlantic City Electric Rebates
An overview of Atlantic City Electric rebates for qualifying heat pumps and water heaters, including equipment and household eligibility.
JCP&L Heat Pump Equipment Rebate
JCP&L rebates for qualifying heat pumps, with requirements that depend on equipment type and efficiency.
NJ Heat Pump Water Heater Rebate
Heat pump water heater incentives offered through New Jersey utilities. Eligibility depends on the utility, equipment and project.
NJ Whole Home Energy Solutions
A coordinated approach to insulation, air sealing and equipment upgrades. An assessment helps identify the work and applicable program requirements.
PSE&G Building Decarbonization — Clean Heat
PSE&G’s pathway for qualifying heat-pump projects that replace fossil-fuel heating. Requirements depend on equipment, project scope and household eligibility.
PSE&G Building Decarbonization — Dual Heat
PSE&G’s pathway for qualifying heat pumps used alongside fossil-fuel backup heating, including equipment and control requirements.
PSE&G Building Decarbonization — Hybrid Heat
PSE&G’s pathway for qualifying hybrid heating projects, including equipment selection and coordination with existing heating.
PSE&G Heat Pump Equipment Rebate
PSE&G incentives for qualifying heat-pump equipment. Eligibility depends on the equipment, installation and customer’s utility service.
Program rules
HPWH Exclusive with Whole Home If In Scope
What to check when a heat pump water heater is part of a Whole Home project, including whether a separate equipment rebate applies.
Low- and Moderate-Income (LMI) Eligibility
How utilities assess eligibility for income-qualified incentives, including household circumstances and program-specific requirements.
On-Bill Repayment (OBR) Financing Cap Rules
What to review before using on-bill repayment: eligible costs, repayment terms and the utility’s approval requirements.
PSE&G Building Decarbonization × NJ Whole Home Coordination
How PSE&G building decarbonization and Whole Home projects can be coordinated, with attention to each program’s scope and incentive rules.
Whole Home → Equipment-Only Exclusion
How equipment rebates relate to Whole Home projects, and what to check before combining incentives for the same work.
Utilities
ACE (Atlantic City Electric)
Home energy programs for Atlantic City Electric customers in New Jersey, including equipment rebates and whole-home improvements.
JCP&L (Jersey Central Power & Light)
Home energy programs for JCP&L customers in New Jersey, including equipment rebates, assessments and whole-home improvements.
PSE&G (Public Service Electric & Gas)
PSE&G home energy programs in New Jersey, including equipment upgrades, Whole Home Energy Solutions and building decarbonization.
Rockland Electric Company
Rockland Electric programs for qualifying home energy upgrades and heat-pump equipment in New Jersey.
Explainers
Heat Pump Water Heaters (HPWH)
How heat pump water heaters move heat from surrounding air into the tank, and what to consider for installation and energy use.
Insulation and Air Sealing
How insulation and air sealing address heat loss, drafts and heating and cooling demand.
On-Bill Repayment Financing
How approved project costs can be repaid through utility bills, and what to check about eligibility, limits and repayment terms.
The BPI Energy Audit
A home energy assessment by a BPI-certified professional checks how the home performs and helps identify potential efficiency improvements.
What Is a Heat Pump?
How a heat pump moves heat to warm or cool a home, and why equipment selection, installation and local conditions matter.
Whole Home and Equipment-Only Upgrades
Compare the scope, assessment requirements and program eligibility of whole-home and equipment-only upgrades.
Make the next step clearer.
Let’s talk about your project and where HomeWise can help.